Ask your mortgage broker if it’s time to fix your interest rate to save you money
We are often asked by clients, “Should I fix my interest rate?” It’s a great question and one which is worth asking. However unfortunately there is no definitive, one size fits all answer to this particular enquiry. This is because it will always depend upon your current circumstances, budget, cash-flow, goals for the property (particularly […]
What does it mean to you that interest rates are on hold?
LIVE VIDEO FEED – Harry Bozin, Mortgage Perth Professional
Get the mortgage broker lowdown on servicing capacity
As discussed in my recent article regarding Loan to Value Ratio (LVR), how much you can borrow is determined by two important factors: Your LVR and your Servicing Capacity. So this week I’m going to focus on the latter of these two. This is because when it comes to presenting a strong loan application it […]
A mortgage brokers guide to LVR and your loan application
When you are going through a loan application process with your lender, you’ll notice that banks and other financial institutions like to use a variety of abbreviated terms to describe a range of important elements of the transaction. The LVR or Loan to Value Ratio on your application is definitely one of these as it […]
Start saving today. Find surprising benefits from a professional mortgage broker
[vc_row][vc_column][vc_empty_space height=”30px”][vc_column_text]As you may know, at Mortgage Perth our Mortgage Brokers get an extra special kick out of helping First Home Buyers (FHB) get into their own homes. So we are always looking for ways to assist them with their goals and smooth the way forward with their home ownership dreams. So this week, I’m […]
What you need to know from a mortgage broker before you purchase or refinance
[vc_row][vc_column][vc_empty_space height=”30px”][vc_column_text]Our Mortgage Brokers are often asked by prospective home buyers, “Exactly how much will it cost us in additional fees and charges to purchase our property?” And, perhaps a little frustratingly for some, the brokers’ answer will always be, “Well that depends upon your specific circumstances.” This is because when it comes to identifying […]
A mortgage broker will help you get a first home buyer loan
[vc_row][vc_column][vc_empty_space height=”30px”][vc_column_text]Are you looking to buy your first home? New housing finance figures released by the Australian Bureau of Statistics (ABS) reveal first home buyers are returning to the market, according to the Real Estate Institute of Australia (REIA). REIA President Malcolm Gunning said the proportion of first home buyers in the market (as part of the […]
Refinance with a mortgage broker and get into one of Perth’s 10 cheapest suburbs
[vc_row][vc_column][vc_empty_space height=”30px”][vc_column_text]Are you looking for a short commute to the city? You can still pick up a bargain close to the city. Here are some tips. Nollamara, Cloverdale and Belmont are among Perth’s 10 cheapest suburbs for median house price within 10 kilometres of the city, new reiwa.com data has revealed. REIWA President Hayden Groves said there […]